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Of the 107,000 individuals who purchased individual health insurance in 2018, about 68,000 of them received coverage through a grandfathered or transitional policy.

Healthcare plans sold during Open Enrollment start January 1, 2019.

Those improvements will mostly be concentrated in urban areas of the state.

In fostering such new policies, the administration's senior health officials have been walking a balance beam in the lead-up to the open enrollment: They are claiming credit for causing the marketplaces to be less turbulent than in the past few years, while continuing to argue for an end to the sweeping 2010 health-care law that was President Barack Obama's prime domestic achievement. Some insurance agents, Ammons said, are charging $200 enrollment fees, so several staff members of his group have gotten certified as the only nonprofit agents in the state. Health insurance offered on the state marketplace has to meet certain requirements like accepting people with pre-existing conditions, the department said. Recent changes to federal law allow STLD plans to extend their coverage periods from three months to 364 days and be renewable for up to 36 months. There will be much less "sticker shock" this year because 2019 premiums did not increase much in CT or across the nation. "So, this is not good for consumers". The Trump administration also cut funding for healthcare navigators and removed the ACA's risk adjustment program. "And it's something we should expect to see more of".

Whether you are thinking about changing health insurance plans or purchasing new coverage, the State Corporation Commission's (SCC) Bureau of Insurance encourages Virginians to review their health coverage needs and thoroughly explore all their options, especially when considering short-term, limited-duration (STLD) health insurance plans. But the law expanded Medicaid eligibility and included tax rebates for lower-income individuals to make coverage affordable.

"We're talking about how DE, in particular, could create recommendations to make sure we're protecting everyone to get coverage that they need and not be pushed into plans that really don't give them coverage, except maybe some catastrophic coverage", she said.

The Trump administration has taken some heat from critics, who say that ObamaCare plans have gone up. One bill created a state-based "individual mandate", or income-tax penalty for those who could afford coverage but did not purchase it; its objective is to replace a similar federal requirement that will expire this year.

In addition to expanding coverage options, for the first time in the ACA marketplace era, TDCI approved premium rate decreases for two longtime market participants.

Studies show that uninsured rates in the Garden State have dropped to 8.7 percent of those under 65, as of 2017, from almost 15 percent in 2013, before the ACA took full effect. About 85 percent of Louisiana residents qualified for a subsidy this year. Florida Blue is the only insurer that's offering plans in all 67 counties. "Most North Carolinians enrolled in a HealthCare.gov plan get financial help that lowers their monthly cost to about the same as a cell phone". Standard "silver" plans will cost about 16 percent more than they would have otherwise, the analysis found.

Apache and Navajo counties also had the highest uninsured rates in Arizona in 2017, at 24.7 percent and 13.5 percent respectively, according to the Census. WXXI's Brett Dahlberg has more on what that means.

Off marketplace plans have all the essential benefits offered by ACA plans, but they don't provide financial assistance.

Experts say shopping around will be even more important this year with the new, low-coverage policies that will hit the market. In 15 states, insurance companies are returning or entering for the first time, Kaiser data shows.